7 Easy Ways Millennials Can Save Money Right Now

save money

I don’t know about you, but I can’t do ramen noodles. I tried once, and failed miserably. Here’s what happened…

I was all excited because the ramen noodles I picked up came with shrimp! I love shrimp! These couldn’t be that bad then!

But once I microwaved them, the tiny dehydrated shrimp completely disappeared.

Like, they disintegrated right in front of my face, and I was really sad.

So since I can’t live on ramen noodles forever, I need to find other ways of saving money.

So here you go. Here are 7 easy ways that millennials (or anyone, really) can save money right now. Every little bit counts!

Cut cable

I know tons of people who don’t have cable. You know how they survive? They have Netflix, and/or Hulu. If you’re okay with not having immediate access to live shows and don’t really care about watching the news and stuff, Netflix and Hulu are perfectly good options for catching up on all the shows you like. This is something I’m thinking about doing myself, because as long as I can catch up on Empire on Hulu, I’m totally okay.

Check out coupon sites

For some reason that I’ll never understand, some people think they’re way too cool for couponing. But dude, what’s cooler? Having to give up all the awesome stuff you like so you can pay your bills, or being able to buy some of the stuff you like using coupons and STILL having money to pay your bills? I think you all know the answer to that. So don’t be lazy. There are tons of great couponing sites out there, you just have to put in a little effort and do your homework.

Create an at-home gym

Gym memberships can be expensive. As much as I’m a fan of CrossFit, the $100 a month I was paying started to stress me out a little, so I’ve taken a break from that. Instead, I’ve got myself a nice 10-lb medicine ball, a stability ball, some free weights, and a yoga mat, and I’m good to go! I can do tons of toning exercises, and when I’m in the mood for some yoga, I turn on my AppleTv and go to my favorite yoga app (which you can also get on your IPhone), Yoga Studio. That’s less than $100 worth of equipment, and no monthly fee. Not a bad deal.

Don’t buy water bottles or soda

You think it’s silly, right? Like, it’s just a bottle of water…just a can of soda…that’s only like $1 most of the time…right? Well, yea, maybe, but that $1 over and over again adds up. Most of us eat three meals a day. So let’s just assume that we spend $1 on bottled water or soda each time we eat. That’s $3 a day, $21 a week, $84 a month on beverage costs that can be easily avoided. First of all, you should be limiting your soda intake anyway. It’s not the best for you. And as for water? 95% of the time, you can get water for free. If you’re out at a restaurant, just ask for a cup of water instead of a bottle. Sure, most of the time that cup of water will be tiny, but again, don’t be lazy. Just get your butt up off your chair and keep refilling your cup. That won’t kill you.

I’d also recommend buying yourself a cheap water jug that you can carry around all day.  You fill it up before you leave the house, and if you drink it all before you get home, you can refill it at a water fountain. Think about what you can do with $84 extra dollars a month! That might motivate you a little.

Use the envelope method

This is something I’m gunna start doing really soon. Some people split up all their money and put all their cash in categorized envelopes to clearly see where all their money’s going, and others simply use one envelope to stash away a little bit of money every week. That’s what I’m going to do. My goal’s gunna be to save $20/week and stash it away in that envelope. If I can stick to my goal, by the end of the year, I’ll have $1,040 in that nice little envelope. If I stash it, I won’t spend it. That’s what I’ve learned over the years. I’ve got to trick myself into thinking I have no money! 

Save on groceries with saving apps

Here’s one of my favorite new ways to save a few bucks. I use Checkout 51, a really easy to use app that helps you save money on stuff you’re already buying. Simply take a picture of your receipt and get cash back credits if what you’ve bought is part of their weekly deals. Like today, I’m looking at the app right now, and if you buy a gallon of milk, you’ll get $0.50 cash back. If it’s stuff you’re buying anyway, why not get a few extra dollars back? You NEVER leave money on the table.

Or how about Ibotta? Have you heard of Ibotta? It’s kind of like Checkout 51, but not just for groceries! You can earn rebates on pharmacy items, clothing, and even by eating at certain restaurants!

So yea, check out Ibotta to get some cash back! Create an account using my referral code and you can earn an extra $10 when you redeem your first rebate!


Set up automated transfers

This one’s easy, and it’s something that everyone ought to be doing. I’ve got an automated transfer set up with my bank where every paycheck, $75 goes into a separate savings account. That’s $150 a month, and that money, I never touch! So it just builds and builds and since it’s not money that I rely on to pay bills, I get to use it occasionally for stuff like Christmas shopping and vacations. Since I’ve gotten used to not depending on this money, I’m able to save it without it hurting my budget. But if you can’t do $75, that’s fine! Start small! Even $5 a paycheck is better than nothing! Give it a shot, and let me know how it goes.

That’s it! What do you think? Think you can give any of these a try? And what else? Any other ways we can save some money? I’m always looking for suggestions!



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  1. Danielle Greco

    November 27, 2015 at 3:52 pm

    Great post! I just downloaded the groceries app. Why would you not earn $ on what you do already?! Great tip!
    Danielle Greco

  2. Jillian

    November 27, 2015 at 4:08 pm

    I will definitely be referring to these tips! Thanks!

  3. Molly

    November 27, 2015 at 5:14 pm

    These are some great tips! Coupons and deal sites really do help you save a lot!
    Molly and Stacie

  4. Toni

    November 27, 2015 at 6:01 pm

    Thanks for your tips. I’m trying to buy a house next year and any tips to save helps.

  5. Leslie

    November 27, 2015 at 7:57 pm

    These are great tips! I love finding coupon codes, if I don’t have a coupon I don’t buy it. I’m trying to save money right now anyway.

  6. Jenny

    November 28, 2015 at 12:20 am

    We don’t have cable anymore and I put 200 per paycheck in a separate savings account so I can pay off my grad school loans whenever the time rolls around. I definitely need to be better about spending money though.

    xoxo, Jenny

  7. Allison

    November 29, 2015 at 2:35 pm

    I really like your advice! I am currently already doing a few of your tips, but Checkout51 is new to me. I will definitely check it out. Thanks!

  8. Imka

    December 17, 2015 at 1:08 am

    Thank you for such a helpful post 🙂

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    October 21, 2017 at 2:33 am

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