3 Things You Must Do If You’re Clueless About Finances

finances

Hope you guys enjoy today’s guest post  from my friend Mila! Let us know what you think!


I hate money. I really do. Don’t get me wrong, I love SPENDING money, and if I do say so myself I’m still pretty good at saving (despite the spending). I just hate DEALING with it. I know nothing about money and most things related to it. I mean, I still get help from my mom to do my taxes! I always feel like I’m not mentally prepared to handle money issues on my own. How do I invest? What’s the difference between a 1040, a 1040A, and a 1040ez? What is compound interest, and why do I get so little interest in my savings account, but pay a bunch of interest on my school loans?! Why weren’t we taught this stuff in school?!

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How To Save Money As A Not So Rich Millennial

This post was sponsored by Chime as part of an Activation for Influence Central. I received complimentary products to facilitate my review.

save-money

You want to know what my most popular post is? It’s this one… How To Be Rich In Your Twenties.

And it’s funny because it seems that everyone is always looking for some kind of secret on how to do that.

But it’s not a huge secret, it’s common sense. You either make a heck of a lot of money, or you save as much as you possibly can.

That’s it. It’s simple. In theory, at least.

I know that I don’t make a ton of money. I’m 26 years old and  just took a $10k paycut to follow my dreams, so I know I’m not going to get rich simply by going to work every day.

But if there’s one thing I’m good at, it’s saving money.

And in the long run, it’s going to pay off big time.

So here are a few things I recommend…

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4 Tips For Millennial Investors

millennial-investors

Hope you guys enjoy today’s guest post from my friend, Adam! Let us know what you think!


Millennials don’t invest that much.

Well, at least not that often. Millennials ignore the stock market to the extent that there are numerous articles online about why they don’t invest. Usually it’s a combination of factors: unstable income, too much debt, not enough understanding of how trading works, etc.

Really, it all makes perfect sense! You don’t need to hear for the 4,000th time that millennials are having a hard time finding jobs and are graduating with crippling college (or even graduate school) debt. Why would people in our generation put what money we do have into investments, particularly when we’ve lived through devastating market crashes that had our parents staying up at night grinding their teeth into powder?

Well, I can’t completely answer those questions. It’s hard to blame a member of the millennial generation for avoiding, or even distrusting, the stock market. That said, it’s a fundamental truth that investment can grow your finances over time, and most financial experts would advise looking into it. So for those who may be interested, I wanted to post a few beginner investor tips specifically for this generation.

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Managing Your Finances During Your First Year Of Marriage

managing-your-finances

In three months, Joe and I will be celebrating our one year wedding anniversary. God, it’s crazy how time flies, right?! But let me tell you something, it’s been the best year yet. It’s super corny, I know, but. I absolutely ADORE old-person married life!

Now as good as it’s been, that doesn’t mean that there haven’t been any challenges. That’s what adulting is, after all…a whole bunch of challenges thrown in your face to solve. For Joe and I, we’ve been trying really hard to focus on managing our finances, and on most days, it’s been a headache and a half.

When Joe and I were dating, things were easy. We rented a small apartment, had very little expenses, and our accounts were all separate, so as long as I remembered to pay my car loan, insurance, cell phone, and credit card, I was good! I knew exactly how much money I had at any given time, and I knew exactly how much was coming in. I also wasn’t spending a whole lot, so I just got to watch my bank account grow. It was nice while it lasted.

As soon as Joe and I got married, our finances completely changed. For starters, we bought a house, and we now had a new thing called a mortgage. It was double what we were used to paying in rent, and it also didn’t include things like utilities and cable. So we had bigger bills and more bills than we were used to, and for a while I wanted to cry every day.

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Easy Ways To Save Money With Groupon Coupons

Thank you, Groupon Coupons, for sponsoring today’s post. As always, all opinions are my own.

Easy Ways To Save Money With Groupon Coupons

It’s no secret that I love saving money.

Okay, fine… I love SPENDING money, but I feel so much better about it when I get good deals!

Don’t lie…you do too!

Us twentysomethings, we’ve got bills to pay, people! So the more money we can save on stuff, the better.

I’ve always been a big fan of Groupon, but I didn’t know that Groupon Coupons existed until recently.

Here’s what the site looks like:

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5 Tips For Buying Your First Car In Your Twenties

5 Tips For Buying Your First Car

Okay, so let me start off by saying that I hate being a grown up sometimes. I hate having to do adult stuff like going to the doctor and filing taxes. So up until a year ago, the thought of buying a car was absolutely repulsive.

Up until a year ago, I had always leased my cars. 3-year leases were my thing. I was a pro at that. I’d get a car I liked, it was never too expensive, and there was very little commitment involved. If I liked it, great! And if I got bored of it after a while, the end of my lease was never too far away.

But then I met my husband, and ended up moving really far from where I work. When I’d look at the miles I was putting on my car, I’d cry. That’s when I knew it was time to be a big girl and actually BUY a car. Plus, I was a little tired of just throwing money away. I wanted something that was MINE, so I knew it was finally time to make that investment.

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Marriage & Money: 7 Tips for Dealing With Finances As A Couple

7 Tips For Dealing With Finances As A Couple

With Joe and I being newlyweds, money is a really hot topic lately. I’ve always had my money stuff handled…I’d get a paycheck every two weeks, and I knew exactly which bills had to be paid. Now throw in all of Joe’s stuff, a new mortgage, Christmas, our honeymoon, and well, I have zero idea if we’re going to be able to afford groceries next week.

Handling money issues as a couple can be challenging, no doubt about it. It can make you lose sleep, and cause a few gray hairs. But the good news is that there are definitely some things that can make all this grown-up stuff a whole lot easier, and with good communication, you and your partner will be good to go!

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